Comparison
myCertGate vs TrustLayer
TrustLayer is an AI-powered risk management platform with a free Starter plan for up to 50 vendors. myCertGate focuses on construction and property payment compliance. Here's an honest side-by-side using public information only.
By Abdul Moeed, Founder & CEO · Updated
At a glance
| myCertGate | TrustLayer | |
|---|---|---|
| Free option | Free trial with sample data | Starter plan, free up to 50 vendors |
| Paid pricing | Published on our pricing page, free trial with sample data | Paid plan prices not listed on plans page |
| AI document review | AI reads ACORD 25/28 in about a minute; a person approves every result | AI document collection and classification; AI Smart Requirements |
| Industries | Construction, property management, logistics, lenders | Construction, real estate, lending, events, franchises, healthcare and more |
| Payment holds | Yes — payments held until COI, lien waiver and W-9 pass; overrides logged | Not stated on their public site |
| Lien waivers | Yes — conditional/unconditional waivers with e-signature | Not stated on their public site |
When TrustLayer may fit better
- You have under 50 vendors and want a free plan with no time limit.
- You work across many industries beyond construction.
- You need a large vendor capacity with sales-led enterprise pricing.
When myCertGate may fit better
- You want published paid prices without a sales call.
- You need invoices for non-compliant vendors blocked, not just flagged.
- You manage lien waivers and W-9s alongside COIs, including on jobsites with Gate Pass.
A note on this comparison
We built myCertGate, so we're not neutral. TrustLayer facts come from its public plans page on the date shown. If anything has changed, let us know and we'll update it.
Stop chasing certificates by hand
myCertGate reads every COI, tracks every renewal and holds payment until insurance, lien waiver and W-9 all pass.
Related reading
Sources — TrustLayer facts checked on November 9, 2026
Product names belong to their owners. Pricing and features change — check each vendor's site before deciding.